All drivers must follow the rules of the road. If those rules are broken and an injury occurs, the driver who has broken those rules is responsible for the injuries that result.
We all try to adhere to these standards that are set up to keep all drivers safe. However, motor vehicles crashes happen every day because of drivers’ careless choices. Understanding what is at stake when you are injured by someone else in your car, you can make decisions that will make the process of recovering, both monetarily and physically, easier.
Here are a few things to keep in mind:
Auto Insurance companies do not play fair.
Auto Insurance carriers are supposed to pay benefits to injured motorists whether it is their insured who has been injured (UM/UIM) or if their insured injures someone else (Liability). Often, they deny the claim or undervalue the treatment required by the injured party. Most often when a case goes to court it is due to the injured party simply trying to receive compensation from an unfair insurance company who denies the extent of responsibility.
When a motor vehicle accident does occur dealing with the insurance companies is often a frustrating and unfair situation for the person who has been injured and their family. Insurance companies do not play fair and an experienced personal injury lawyer can help you obtain the compensation you deserve to manage through these difficult and confusing times.
Unfortunately, the insurance companies tend to dictate your medical care as well since they are contractually responsible for paying the medical bills. Therefore, they often deny needed medical treatment based on the cost of it. This is another frustrating result of an auto crash. It is important that you work with both your medical provider and the insurance adjuster/ case manager to resolve any payment issues for necessary treatment.
Not all lawyers handle all areas of law. You must hire an experienced injury trial lawyer.
Personal injury trial lawyers know how to conduct the proper investigation, line up the right witnesses and compile the right evidence that will prove an injured person’s case against the insurance companies. While settling a case out of court should be everyone’s goal, often the insurance adjusters and defense lawyers will drag a case out for years and force everyone to go to trial by offering substantially less money to settle a case than its true value based on the impact on a person’s life. It is important that the attorney you choose to handle your case has a successful record for obtaining jury verdicts for injured clients. He or she needs to know how to maximize the value of an injury case and present successfully to a jury.
Your priority is feeling better.
The most important thing to do after you are injured in a car crash is to make sure you are seeking medical treatment with appropriate specialists. Be sure to tell your doctor(s) everything that is affected by the crash to ensure the insurance company continues to provide medical benefits to which you are entitled.
Lauren D. Fraser, Esq
Lauren is a nationally recognized trial attorney in New Jersey, having been recognized by the National Trial Lawyers organization as one of the Top 100 Trial Attorneys in NJ. Lauren specializes in personal injury law representing people in the community who have been injured through no fault of their own.
Please note: The opinions expressed here are the personal opinions of Lauren Fraser (and sometimes other super smart people, especially when she provides appropriate citations.) Lauren's opinions do not necessarily reflect those of all members of The Fraser Firm or any other organization to which she belongs. However, Lauren is also the first to admit she is generally right about stuff.